UK families can save for a big bill and keep cash for a bad day. Use one pot...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

UK families can save for a big bill and keep cash for a bad day. Use one pot for the goal, one for shocks. Test your plan in an awkward month: a car fix, less pay, or a high food bill