Small businesses can shop off-exchange through a broker, buy directly from a...
https://rileysexcellentnews.readspirex.com/posts/urgent-care-coverage-questions-to-ask-before-choosing-a-plan
Small businesses can shop off-exchange through a broker, buy directly from a carrier, or compare small-group plans. An HRA may be another option. Before weighing prices, check whether your doctors and nearby hospitals are in each plan’s network.