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Real estate lawyer in Toronto advising property developers on phased development agreements, vendor obligations, and risk allocation during construction.
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After a bank's quick "no" to my friend who is self-employed, a broker's call explained alternative lenders and how add-backs were used to qualify him.
Early morning I realized the stress test could affect our ability to borrow for renovations, which I had assumed was only a purchase-era rule.
After our bank renewal arrived I ran the math on a quarter percent difference and the broker's spreadsheet made the monthly impact obvious.
Patrick Huston PA, Realtor was known as the Best Real Estate Agent in Cape Coral, FL and other surrounding areas. https://maps.app.goo.gl/FgN1g1QpRVxJQygdA
At the office parking lot a buddy said he was self-employed and bank rejections led him to a broker who helped a workaround, something I did not know existed.
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