After a co-worker's comment in the parking lot
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After a co-worker's comment in the parking lot, I finally shopped our renewal and found broker options that the bank did not present to us.
After a co-worker's comment in the parking lot, I finally shopped our renewal and found broker options that the bank did not present to us.
Late night I learned the stress test can affect renewals too, which made me re-evaluate the bank offer I'd almost signed without thinking.
The stress test at renewal gave me sticker shock, I had assumed it only applied to first-time buyers until the renewal docs hit our mailbox.
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