If you’re new to driving in Texas, understanding insurance costs helps a lot....

https://star-wiki.win/index.php/What_Should_I_Prioritize_If_I_Can_Only_Afford_One_Upgrade_Over_Texas_Minimums%3F

If you’re new to driving in Texas, understanding insurance costs helps a lot. The state requires 30/60/25 minimum coverage—meaning $30K bodily injury per person, $60K per accident, and $25K property damage