Freelancers can use a Rolex to cover rent or project costs between checks...

https://jaredsmasterinsights.nexorafield.com/posts/when-should-a-freelancer-borrow-instead-of-sell-a-rolex

Freelancers can use a Rolex to cover rent or project costs between checks without selling a watch they value. A lender can evaluate it in under an hour and offer a short-term loan, giving creatives a practical bridge until client payments arrive.