financial planning without product sales 2

https://foxtrot-wiki.win/index.php/Why_More_People_Are_Turning_to_Advisors_Who_Don%E2%80%99t_Manage_Investments

I recently helped a client who wanted to build a solid financial plan without pushing any products. We focused on mapping out their cash flow, cutting unnecessary expenses, and setting clear savings goals. It was refreshing to just give unbiased advice on budgeting and emergency funds, rather than pitching insurance or investments. Sometimes the best planning starts with just a good spreadsheet.