certified financial planner 2

https://stevenfoxfinancialplannerplace.halcyonledger.com/posts/why-you-might-want-a-fee-only-advisor-like-steven-fox-financial-planner

A certified financial planner helps you map out your money goals, from saving for retirement to trimming debt, without the hard sell. They've passed rigorous exams and ethics checks, so you get tailored advice on taxes, investments, and budgeting—not cookie-cutter tips.